Buy Bitcoin and US dollars via PIX. Hold in your own wallet — nobody else's. Spend it globally on a Visa card. No custody risk. No monthly fees.
Send Brazilian reais instantly from any bank or app via PIX. Flat R$0.75 per transaction. No monthly fees, no subscriptions.
Convert to Bitcoin — the world's hardest asset — or USDC stablecoin, the dollar in digital form. Near-instant, low fees.
Your keys. Your coins. plan₿ never holds your funds. Keys managed via Privy's embedded wallet infrastructure — audited, non-custodial.
Use the plan₿ Visa card for online purchases, contactless payments, and Apple Pay — anywhere Visa is accepted worldwide.
Your private keys are managed via Privy — an audited embedded wallet provider. plan₿ cannot move your funds. Nobody can.
No trading hours. No waiting for wire transfers. Convert BRL to BTC or USDC at any time with near-instant settlement.
Brazil's instant payment system built into the product from day one. Cash in and out with a flat R$0.75 fee, no percentage on the transfer.
Use the Visa debit card online, in-store with tap-to-pay, and via Apple Pay — at any merchant that takes Visa, anywhere in the world.
Card issued by UAB Monavate, regulated by the Bank of Lithuania (EMI license). KYC via Sumsub. Compliant with LGPD for Brazilian users.
No account maintenance fees. No subscription. No minimum balance. Pay only when you transact — PIX and swap fees, nothing else.
Every traditional bank account, every exchange, every fintech app — they hold your money for you. They can freeze it, limit it, or lose it. You have a balance on their system, not actual ownership.
Bitcoin changed this. For the first time in history, anyone can hold a truly scarce, censorship-resistant asset without asking permission. But most crypto products betray that promise — they hold your keys
Bitcoin gave the world a way to opt out of the traditional financial system. plan₿ brings that option to Brazilians — with a Visa card, PIX on-ramps, and zero custody risk.
Financial sovereignty
is not a feature.
It is the point.